Cooperative Living Promotes Health and Well-being

Lisa Anteau • August 9, 2024

Life in a shared community appeals to modern seniors

Modern senior women enjoying each other's company.

By Nancy P. Kropf

Dean of Perimeter College & Professor

of Social Work at Georgia State University

and Sherry Cummings

Associate Dean and Professor of Social

Work at University of Tennessee


One of the major questions of growing older is, “where do I want to live as I age?” For many baby boomers, an important goal is staying independent as long as possible. Many in this generation desire to age in their homes and make their own choices as long as possible.


Living preferences are changing, as are relationship patterns, such as greater numbers of mid- and late-life adults who are single, childless, or live at a distance from adult children. “Senior cohousing communities,” or SCCs, are a form of communal living that integrates common areas and private residences. They promote choice and independence, which are particularly important for the aging baby boom generation.


As academic social workers and gerontologists, we have studied numerous issues of later life. Professionally, we wanted to see how these communities promote health and well-being.


Personally, we are both baby boomers and are exploring options for our retirement years. We both have had a parent who lived in a long-term care setting. Our caregiving experience prompted us to consider where we like to live, and where we see ourselves aging.


Shared values, shared lifestyles

Cohousing is a relatively new type of living arrangement. The first modern cohousing communty was developed in Denmark in 1972. In the U.S., senior cohousing, started in the early 2000s. There are now 17 such communities, and 28 are currently in formation or under construction.


Cohousing communities bring people together who choose to live cooperatively based upon shared values. Examples are the desire to promote environmental sustainability or social justice, or a shared spirituality. Common elements include a community vision statement that articulates important principles along with a hierarchical governance and decision-making structure.


Residents live in individual homes but share some spaces, such a common building with a kitchen, library and exercise room. Patios and gardens are positioned in a way to promote interaction. As a result, residents engage in communal meals and other activities.


These new arrangements differ from traditional over-55 residential communities, which are planned and managed by a developer. These places are often large and provide organized activities for those who live there.


SCCs, however, are typically small and are planned, developed and operated by the residents themselves. The whole idea is to promote community, social engagement and active aging.


Life in a shared community

To experience life in the shared living communities, we visited 12 of them in six states and interviewed 76 people during the summer and fall of 2018. The smallest included 10 individual homes, while the largest consisted of 41 condo units. Some communities were in rural areas, while others were in cities.


In a few places, we spent the night and participated in some of the activities, such as shared meals, happy hours, vespers and soaking in a hot tub. The ages of the residents ranged from the mid-50s to the mid-90s. Our book, “Senior Cohousing: A New Way Forward for Active Older Adults,” describes our visits and interviews.


The communities were quite different. Some had individual housing units, while others were condominiums. All had a common house with a kitchen area and spaces for meetings and socializing, and some had elevators to accommodate those who couldn’t manage stairs. Many had a guest room, where prospective residents could stay for a few nights.


Several themes emerged from our interviews and conversations with the residents.


A major reason that people choose to move to a shared housing community is social engagement. This is a critical issue since 1 in 3 people over age 45 are lonely.  Being part of a community that offers mutual support has a positive impact on health status, connection and quality of life during later years.


The residents we interviewed reported that they enjoy the common activities, such as shared meals, parties and discussion groups, along with the opportunity for spontaneous interactions. Caring relationships develop among the residents, and many described the support received after major events such as a hospitalization or significant loss, and also for smaller tasks such as a ride to the airport or pet sitting.


In addition, being a source of assistance was important and engendered feelings of being worthwhile and needed. However, those interviewed were also clear that there is a difference between offering assistance and being a caregiver for others, which was not a role that people expected within the shared communities.


We were surprised to find many in these communities are introverts, as several residents had taken personality inventories. One of the women offered an explanation: “For introverts it’s perfect, because you go in your house and you can be in there as much as you want, but when you come out, you don’t even have to go make friends somewhere.”


There were many norms around interactions to manage the public-private spaces. In one community, for example, sitting on the front porch meant that you were available for conversation. If you sat on your back porch, however, others did not bother you. The opportunity to have close relationships with others, but also have individual space, is an important element of SCCs.


Living and learning

From our time at the shared communities, it was clear that living in a shared governance, communal housing arrangement provided opportunities for growth. People described being more patient, open to new learning, having vitality and valuing multiple perspectives. These experiences are consistent with the gerotranscendence theory of aging. This theory suggests that as a person grows older, it is possible to “transcend” or move beyond previous understandings and gain new perspectives on fundamental existential issues, the meaning and importance of relationships, and definitions of self.


This type of community is not for everyone, though. Although some shared community units are moderately priced, with a one-bedroom home for under $100,000, many are very costly, with some well over a half a million dollars. Also, a person must be willing to work, as the shared areas require maintenance. And, residents are expected to serve on governance committees.


Like all living arrangements, these communities have their promoters and detractors. But for those who value community and may be interested, current senior cohousers recommend that you don’t hesitate – do your research, and go visit one for a few days.


This article is republished from The Conversation under a Creative Commons license. Read the original article


Gracewin News Blog

By Lisa Anteau March 20, 2025
As printed in the Northfield News, March 19, 2025 Housing co-op seeks final seniors to break ground on Northfield building By COLTON KEMP colton.kemp@apgsomn.com Those living in or around Northfield at or above the age of 55 can downsize while maintaining equity on a property by becoming a member of a prospective housing cooperative near the hospital west of Northfield. Gracewin Cooperative secured the purchase agreement for the land. It intends to construct a new residential building with 47 living units, underground and heated parking and a myriad of other amenities. By paying into one of the flexible buy-in options, people become shareholders of the co-op. The monthly payment on their unit is determined by how much is paid for the share purchase, as well as the size of the unit. There are eight different floor plans, ranging from about 1,000 square feet to about 1,400 square feet. All options have a balcony or patio, and an in-unit washer and dryer. Shares range from about $150,000 to $400,000, while monthly fees range from $1,200 to about $2,700. The more paid for the share, the lower the monthly payment. Gracewin Living Cooperatives Head of Sales and Marketing Lisa Anteau explained that being a shareholder in the co-op makes someone a member, meaning they own a piece of the building and the land. They also earn a flat 2% equity on their share. “This is bigger than you just owning, like, Unit 205,” she said. “This is you owning a share of Gracewin Cooperative. So that means the land, the building, the overall building itself and every piece of furniture in the building. Then they get an exclusive right to occupy one of the units as a member.” Once folks are bought in, they pay a monthly fee to cover all the expenses of the building, like maintenance, property insurance, sewer, water, gas, wireless internet, taxes and more. Electricity, cable, a landline and personal-contents insurance are the only things not included in the monthly fee. At Gracewin Cooperative, the planned amenities are extensive, ranging from a wood shop and car wash in the underground garage to a speakeasy and the owner’s lounge on an upper level. The monthly fee guarantees free access to all amenities, except for renting the fully staffed guest suite, which is $50 per night. The co-op allows pets. There are trash chutes on every floor, so residents don’t need to climb stairs to access the dumpsters. Everything is ADA-compliant, another key aspect to the co-op. Gracewin Living Cooperatives is the developer overseeing the project until they can get the ball rolling. The company hires all the initial contractors for things like lawn care and snow removal, as well as the property management. Until the building has reached 70% occupancy, the Gracewin Living Cooperatives team serves as the interim board of directors for the building. Once the threshold is reached, elections are held among the residents. “That’s very important, because then the people making the decisions on behalf of the co-op are subject to those decisions,” Anteau said. “They’re thinking about things like, ‘Do we put this in our budget?’ or ‘Do we need this?’ or ‘How much do we have to increase rates because costs have increased?’ They’re subject to all of those things themselves.” Filling a gap Only one other example of senior housing in Northfield uses the co-op model, Kildahl Park Pointe. Melisa Hanson, the housing coordinator for the city of Northfield, reported that there’s a long waiting list there, leaving “a huge gap” in the market. “What we’re seeing is folks are trying to age in place,” Hansen said. “So they’re putting their money in those [ADA] supports, but then the foundation isn’t getting addressed, the chimneys aren’t getting addressed, the windows, etc. Then we’re finding that type of maintenance gets deferred. When a young family comes to buy the home, oftentimes they don’t have the skills to do the repairs themselves. They certainly don’t have a lot of the money either.” Once an interested party pays a refundable $500 deposit with their reservation, they are added to a waitlist, which determines the order units are selected. Anteau said they need 24 people ready to move in to break ground, which she hopes will be this fall. “We know not everybody is going to be ready to move in on day one,” she said. Anteau went on to explain that, once they have three times the amount needed to break ground, they reach out to the first person on the waitlist and work their way down the list. If they have 24 people who say they’re ready to move in, construction can begin. She also said Gracewin Cooperative is not an assisted-living facility, but a place to retire and downsize for those stuck in a non-ADA-compliant, 4,000-square-foot home as an empty nester or some similar situation. Northfield resident Charlie Kyte said he and his dog, Sophie, have been living in a house much too large for just the two of them. He is among those already on the waitlist at Gracewin. “The fact that all my needs can be met at Gracewin is very attractive to me,” he said. “At first I thought the [share-purchase] fee seemed high. Then, I realized it included all property taxes and most of the needed property insurance, plus all the other costs of owning a house, which made it actually a good deal.” Martha Easter-Wells is also on the priority list at Gracewin, due to her love for Northfield and desire to stay in the community. “By signing onto the waiting list early, I will have a nice choice of apartments,” she said. “I went to see the Gracewin in Baxter and was impressed by the design and construction. There are a lot of nice features, both in the apartments and in the common areas.” MORE INFO For more information on the Gracewin Cooperative Northfield project, attend one of the in-person informational sessions at 3 p.m. March 27 at the Edina Senior Center , at 5280 Grandview Square in Edina, or the next local meeting is at 3 p.m. April 23 at the Gracewin sales office , at 2018 Jefferson Road, Suite I (the letter, I). Todd Metoxen, Gracewin Northfield’s local sales consultant, has office hours at the same office on Jefferson Road from 10-4 p.m. Monday through Friday, except Tuesdays he is there 10-1 p.m. He’s also available Saturdays by appointment, and interested parties can reach him at Todd@GracewinLiving.com or 507-222-8960.
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